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Finland Payroll Changes - 2026
- Social security contributions
Finland has announced updated contribution rates for 2026. Below is a side-by-side comparison with 2025 for quick reference.
Employee contributions
|
Contribution type |
2025 |
2026 |
|
TyEL – Pension insurance (Varma) |
7.15% |
7.30% |
|
TVR – Unemployment insurance |
0.59% |
0.89% |
Employer contributions
|
Contribution type |
2025 |
2026 |
|
TyEL – Pension insurance (Varma) |
18.26% |
17.10% |
|
TVR – Unemployment insurance |
0.20% |
0.31% |
|
SaVa – Healthcare / Social insurance |
1.87% |
1.91% |
|
Accident & Group life insurance |
0.32% |
0.57% |